Don't Let Crushing Debt Control Your Life.
Get Peace of Mind.
You Can Immediately Stop all Harassing Phone Calls, Lawsuits, Garnishments, Repossession Actions, and Foreclosures.
Get a Fresh Start
There is no need to feel ashamed or guilty about filing a bankruptcy. Our Founding Fathers directed the United States Congress to establish a Uniformed Bankruptcy Code to insure that all people who are in severe debt would be allowed to flourish in this country by canceling their debt and getting a fresh start. It was of the utmost importance to have laws that assisted people to eliminate debt, rather than spending their entire lives trying to get their head above water paying debt to their creditors. Paying off high debts eliminates or reduces your ability to purchase consumer goods and services leading to reduced economic growth. Our Founding Fathers knew that having laws to eliminate debt would allow our country to be prosperous by allowing people who previously found themselves drowning in debt to once again purchase consumer goods and services rather than having most of their income going to pay off debt and high interest. Not only is this good for the person in debt, but also the businesses that would sell goods and services to them.
Many Americans are finding themselves in similar situation that you may be in. In 2008 there were over 1 million Bankruptcy Filings, some project that these filing will increase in 2009. Historically Bankruptcy has been a solution to assist people in eliminating debt and starting a new life. This has not only been a solution for the average American, but has assisted many successful and famous people in rebuilding their lives and achieving their goals. Such people include President Lincoln, Walt Disney, a number of other Celebrities, successful politician, and business men.
Bankruptcy And Your Credit
Many people have concerns as to the stigma related to a Bankruptcy. A Bankruptcy may show up in your credit report for up to 10 years, however if you are working, you should be able to rebuild your credit shortly after your discharge.
If you are facing a lawsuit, foreclosure, repossession, or a garnishment, you probably already have bad credit due to late payments and your inability to pay certain debts. Bankruptcy not only protects you against your creditors but also can help you rebuild your credit quickly by lowering your debt to income ratio.
Remember "Credit" is your ability to borrow money. One of the major factors that lenders consider when lending is your debt to income ratio, having more outstanding debt than your ability to pay will make it very difficult to get any additional credit. Bankruptcy eliminates most if not all of your debt therefore reducing your debt to income ratio, and potentially increasing your ability to get credit in the future.
How Long Will It Take To File A Case
The word "bankruptcy" scares a lot of people out of fear that they will be entangled in a messy process that will take months to get through. This is simply not the case. We can file your bankruptcy within one business day of receiving the necessary information and fees from you. We do not require you to fill out forms before coming into our office for an appointment.
Stop Lawsuits, Repossessions, Foreclosures, and Harassing Phone Calls
Filing a Petition in the Bankruptcy Court immediately stops lawsuits, foreclosures, repossessions, and garnishments. Creditors, Lawyers, and Collection Agencies are not permitted to contact you thus ending those harassing phone calls and giving you peace of mind.
Other Options
Bill Consolidation Loans may be an option for some, but is not recommended for most people. These loans carry additional interest, and may put a lien on your home if you used it for collateral. Taking such actions will put a lien on your property that you may not be able to release in a future bankruptcy.
Credit counseling may be an option for some; however credit counselors are not attorneys and cannot give legal advice. This prevents them from discussing the aspects of bankruptcy at the same level that an attorney can. In addition, if you are being sued, a credit counselor may not be able to assist you because they are not permitted to give legal advice concerning your lawsuit. We offer a free consultation, so that you can discuss your situation with an attorney so you can make an informed decision as to weather a bankruptcy or an alternative would be the best course of action to take in order to achieve your goals.
Free Phone And Office Consultations Available
Call now to set up an appointment. We are available for a free office or phone consultation to discuss your financial situation and answer any questions that you may have. You can be assured that we will take a personal and confidential approach in providing you with great legal services.
Get peace of mind, get a fresh start, and improve your financial future. Call today 770-864-2197with no obligation. If a bankruptcy is not the best course of action for you to take, or you decide not to go through with a bankruptcy, no worries, there is no charge for your appointment.
Peace of Mind is only a phone call away.
We offer:
- Personalized service that large firms don't
- Immense experience without an immense price
- Easy payment plans
- Fast filing, within one day of providing us with all information and filing fees
- No Need for you to fill out any long forms before or during your appointment, we will do all the work
Call us today for a FREE initial consultation!
Thank you! Your information has been submitted successfully.
There was an error submitting the form.
Johnson Law Office is a debt relief agency that helps people file for bankruptcy
